For all too long, the credit industry has had its tentacles firmly clasped upon consumers in all age brackets and income levels. Designed to lift those tentacles one by one, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of...
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These days the phrase "home robbery" is synonymous with stolen homes and mortgage nightmares. It used to mean that belongings had been stolen out of your home, but nowadays when we hear "home robbery," more and more homeowners say it...
More and more credit card companies are taking steps to ensure that all of their credit card accounts are profitable and that means cutting credit limits, raising interest rates, charging annual fees and initiating inactivity fees.Up until recently, credit card...
The New York Attorney General's office announced today that they're charging Bank of America and its former CEO Ken Lewis with fraud. The charges stem from BofA's disastrous merger with Merrill Lynch and their alleged failure to disclose important information...
While the banks sit high and mighty on their perch on the shoulders of the average American citizen, homeowners struggle to come to terms with the fact that the banks simply do not care about helping them out. Today's economy...
If you are stuck with a high-interest credit card and your credit card provider refuses to lower your interest rate, you may consider transferring your outstanding balance to a new card.But simply put --borrower beware! Before you agree to a...
An earlier blog noted the filing of class action lawsuits over the illegal suspensions of home equity credit lines by Wells Fargo, WAMU, Chase, and others without cause.The lawsuit alleges that the big banks engaged in mass reductions of Home...
CNBC's Diana Olick reports that for homes with two mortgages, the second mortgage holder is often demanding a short sale buyer pay them in cash on the side, and they're not disclosing it. And that's against the law.Diana Olick from...
For lots of us, the goal for 2010 is to make it as little like 2009 as possible. And for millions of Americans, that means trying to get a fresh start on their mortgages after Wall Street ravaged the economy.But...
There is a cold chill running throughout this country -and it's not necessarily all about mother nature. Though most of us will soon begin to thaw-out from this latest arctic blast, there seems to be deep freeze surrounding Wall Street...
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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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Give Me Back My Credit
Infinity Publishing
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229 pages, $16.95
ISBN: 0-7414-3474-1
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