Let's be honest. In today's world, credit cards are not just convenient--in certain circumstances they're necessary. A credit card allows you greater consumer protection than using a debit card or when paying for large ticket items, than paying with cash. ...
Recently in Lender/Credit Card Practices Category
You might think that the holiday shopping season concludes once the mad dashes for last-minute presents have been run and the carefully wrapped paper has been torn away and discarded, but that's certainly not true in the modern gift card...
Some banks and credit card companies will give you a call when suspicious charges appear on your card. While this seems like a useful service that keeps you informed of when someone else is using your account without your permission,...
It's counter-intuitive to raise interest rates and slather even more debt onto troubled borrowers, but that's exactly what lenders often do. They're in business to make money, not to make sense. We don't get to make up the rules of...
The U.S. credit card industry is often viewed as somewhat of a dinosaur in the sense that the same magnetic stripe technology has served as the basis for its card security since the 1960s. Magnetic stripe credit cards were quite...
In many situations, arbitration can be seen as a good thing. A supposedly impartial third party can help two parties that can't agree find a common ground, resulting in a settlement that is mutually fair and beneficial to all involved. ...
In an economy based on credit ratings and scores, a financial bureau designed to protect consumers would seem like a no-brainer. And, if you were asked what you wanted in this bureau, you would probably note a few key ideas...
Bank of America has settled a class-action lawsuit over the bank's overdraft fee practices. The bank agreed to pay $410 million to settle charges "alleging deceptive practices in the management of customer accounts that led to excessive fees for overdrafts,"...
If you applied for a Home Equity Loan or mortgage from Bank of America between May 28th 2006 and July 11, 2009, you may be entitled to money from a class action settlement. A settlement has been proposed in a...
Under the sunny skies of southern Florida--specifically, those of Palm Beach County--more than two dozen conspirators spent the past four years stealing away some $10 million from 10 banks in the area through all manner of fraud and corruption.That's according...
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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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