Recently in Free credit reports Category

Whether your credit is damaged or simply non-existent, establishing a credit history takes time, consistency and strategy. While contemplating an approach, it is imperative that you understand your credit rating first. A credit report is a reflection of past and...
There have been numerous studies showing that credit reports frequently contain inaccurate information. Now a new report from the FTC confirms this; showing that 40 million Americans have incorrect data showing up on their credit reports. And 20 million of...
This happens to be the most frequently asked question I receive: How can I get my free credit report? AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees...
In today's credit based economy, a bad credit report can make or break a consumer. And many times it is up to the consumer to fight, fight and then often, fight some more, in order to keep negative, false information...
If you aren't allowed to offer "Free Credit Reports," that aren't really free how about offering "Free Credit Scores"--with strings (dollars) attached, of course. Not happy with the way the FTC short-circuited the lucrative business of providing not-really-free credit reports...
Erica Possin deserves a parade, or at least a round of applause. Erica, a college student, is standing up to the mammoth credit bureau Experian as the lead plaintiff in a class action lawsuit filed against FreeCreditReport.com (a/k/a Experian).  The...
Free credit reports -where? When was the last time you saw a television commercial or a public service announcement advising you how to get copies of your free credit reports? And I don't mean those non-stop catchy rhyming jingles singing...
A consumer notified me of a press release they stumbled across yesterday entitled "NationalCreditReport.com Addresses The Common Question, "How Do I Avoid Identity Theft?"   I followed the provided links directly to the site and when the page opened -I felt...
This week, in a decision that has left consumer advocates, privacy experts and even competing identity theft companies scratching their heads, the U.S. District Court for the Central District of California granted Experian's motion for partial summary judgment on its...
As is often the norm, when laws are passed they often include amendments and provisions that can if not looking for -go overlooked. That's also the case with the recent credit card reform -CARD ACT, bill signed by President Obama...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »