Free Credit Reports? -What you need to know!

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Many consumers have reported finding mass confusion when simply trying to claim their rights to obtain their free credit reports...the really, truly, honest to goodness totally free credit reports-...not the ones that are advertised as "free" but then require you to purchase something. Don't get taken while taking advantage of your right to an annual credit report. Knowledge is power and believe me, you need all the power you can get when it comes to the world of credit.
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Free Credit Reports - What You Need to Know!

ACCESS, American Consumer Credit Education Support Services, reports "Over the past three months, we've been bombarded by people saying that they believe the way to get a free copy of their credit report is by visiting They are wrong!"

This issue is so important...

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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »