Meet Denise

Read: Denise's Story

and what others
have to say about her continued advocacy efforts...

Denise Richardson is my idea of an American hero. Her work and her advocacy have created ripples of hope that will someday lead to a current strong enough to knock down the walls of consumer and economic injustice".
--Ira Rheingold, Executive Director and General Counsel
National Association of Consumer Advocates, NACA

"Denise Richardson wasn't satisfied with fighting - and winning - the battle to restore her own credit. Instead, she continues to work tirelessly to make the world a safer place so other consumers will never have to experience the abuse she suffered under our nation's broken credit reporting system. At AFFIL we're inspired by her story and are proud to work with her in the common struggle to regulate credit and lending."
Jim Campen,
Americans for Fairness in Lending

"Denise fights for consumers! She doesn't just speak the truth to and about power, she SCREAMS it in an articulate and down-to-earth voice."
--F. Paul Bland, Staff Attorney, Public Justice

"Denise's hallmark is her infectious passion that irrefutably comes from her  heart. Her dedication and continuous efforts to put the "fair" back in "fair  credit reporting", raise awareness to consumer problems, and reach out to  make a difference for others are commendable and have demonstrated to be  invaluable."
Jim Malmberg, Executive Director ACCESS
American Consumer Credit Education Support Services

Consumer Advocate: Denise has been advocating on behalf of consumers harmed by unfair or predatory financial abuses since 1995. In 2005 she became one of just a handful of non-attorney members accepted into the National Association of Consumer Advocates --(NACA) a national non-profit advocacy organization comprised of top consumer attorneys.

Denise is a nationally recognized expert on the risk and impact of; identity theft, scams, mortgage servicing and credit reporting abuses. She continues to field countless calls and email from consumers, like-minded businesses and organizations looking for support on an array of consumer related issues. She continues to promote and support efforts to educate the public on predatory crimes to empower consumers to protect themselves.  She is a member of the Board of Directors for American Consumer Credit Education Support Services, (ACCESS) a non-profit organization dedicated to educating the public on privacy rights and consumer credit reporting issues. As an Advisory Board Member for Connectyx Technologies she meets with senior management providing guidance and direction on various projects to ensure consumer protection needs and expectations are met.   

Author: Richardson turned her life experiences into her first book, Give Me Back My Credit!, a memoir and handbook in one. Her story humanizes and exposes the harmful effects of inaccurate credit reporting, mortgage servicing errors, illegal debt collection practices and identity theft. Book overview

Identity Theft Victim and Education Specialist: Denise is a nationally recognized Certified Identity Theft Risk Management Specialist, trained and certified by The Institute of Fraud and Risk Management. In doing so she joins an elite group of professionals to include financial planners, CPA's, accountants, and attorneys who have earned the CITRMS designation.

Victim Rights Advocate: Having been a victim of mortgage servicing errors, inaccurate credit reporting and a multiple time victim of identity theft, Denise continues to shed light on the long term effects financial crimes bring to the victims.  She encourages victims of financial crimes to reach out to their advocates; national organizations and skilled victim assistance professionals; such as the National Organization for Victim Assistance, and Americans for Fairness in Lending, a coalition of national advocates whom she teamed up with to co-host the November, 2009 National Consumer Empowerment Conference in Hollywood, FL.

Additional allies include cyber-security experts, consumer attorneys, privacy groups, national advocacy organizations and consumer coalitions committed to combating financial fraud, scams, bullying and identity theft.

Denise is often quoted or featured in national newspapers and magazines, as well as on national and regional talk radio and television news mediums.

Currently residing in South Florida, she's a contributing writer for the Sun-Sentinel Newspaper's online editorial blog Talk Back South Florida, she writes a monthly identity theft column for Lighthouse Point Magazine and speaks at various identity theft educational seminars.  

"We have personally watched with admiration Denise's struggles as she fought  back against credit reporting errors, corporate greed, and total  indifference. She has important information and insights to share and her story will certainly inspire people everywhere to take back control of their  credit and their lives. Founders, Creditboards.com

"Fraud committed by corporations against the general populace has mutated into an epidemic out of control, while the government watches with complicity and disinterest. Ms. Richardson uses her experience to help conquer the fears of anyone going up against these powerful corporations; so they too can stand up for their legal rights and become a victor -rather than a victim."
Robert Wright, Founder, MsFraud.org

Viva Denise Richardson! Give Me Back My Credit is a must-read book... Denise Richardson is "a Shero in the war against the credit squeeze. Her battle to get back her credit is a heroic story filled with tips on fighting back. Go Denise!"
Danny Schechter,
News Dissector (MediaChannel.org)
Emmy Award winning Author, Director, Producer,

"For many years, Denise Richardson has been working to educate consumers on credit matters and to advocate for their rights. As a victim of the credit reporting system, she fought relentlessly to defend her credit standing and her good name. Her book will help consumers learn how to protect themselves against corporate misconduct."
Barbara Woodcox,
President, Consumer City

More...

DISCLOSURE; This blog is a personal blog. The views and opinions expressed on this blog are based on personal experiences. From time to time this blog accepts forms of paid advertising and other forms of sponsorships. However, ANY compensation received will never influence the content, topics or posts contained in this blog. This blog will only endorse those products or services that are believed to be of benefit to individuals and businesses who promote consumer protection. This information contained in this blog should not be viewed as  a legal authority or viewed in any way legal or financial advice. We strongly encourage consumers to consult experienced consumer attorneys and paid accountants for help with their own individual legal and financial matters. 

Read more info on Denise's Story and her book, Give Me Back My Credit!