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    <title>Denise Richardson</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/" />
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    <id>tag:www.givemebackmycredit.com,2009-11-11://1</id>
    <updated>2012-05-11T23:03:50Z</updated>
    
    <generator uri="http://www.sixapart.com/movabletype/">Movable Type Pro 4.38</generator>

<entry>
    <title>Beware of New Twists on Old Scams</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/05/latest-scams-and-threats.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1017</id>

    <published>2012-05-11T23:01:26Z</published>
    <updated>2012-05-11T23:03:50Z</updated>

    <summary><![CDATA[At some point or another you've probably heard the phrase "everything old is new again."&nbsp; Unfortunately, that goes just as well for scams and identity theft as it does for fashion and design.&nbsp; Old scams that you'd think had gone...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Scams/Hoaxes" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[At some point or another you've probably heard the phrase "everything old is new again."&nbsp; Unfortunately, that goes just as well for scams and identity theft as it does for fashion and design.&nbsp; Old scams that you'd think had gone...]]>
       
    </content>
</entry>

<entry>
    <title>4 Dangerous Places to Swipe Your Debit Card</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/05/4-dangerous-places-to-swipe-your-debit-card.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1016</id>

    <published>2012-05-07T15:57:07Z</published>
    <updated>2012-05-07T16:17:07Z</updated>

    <summary>Even though you might think you are doing your best to safeguard your finances, you might be doing the exact opposite by regularly using your debit card to complete transactions. Despite the fact that debit cards look identical to credit...</summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Data Breaches" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        Even though you might think you are doing your best to safeguard your finances, you might be doing the exact opposite by regularly using your debit card to complete transactions. Despite the fact that debit cards look identical to credit...
       
    </content>
</entry>

<entry>
    <title>Identity Theft Protection Services Reviewed</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/05/identity-theft-protection-services-reviewed.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1015</id>

    <published>2012-05-01T20:15:05Z</published>
    <updated>2012-05-01T20:15:40Z</updated>

    <summary><![CDATA[The Consumer Federation of America recently released a report&nbsp;that reviewed 20 of the major identity theft protection services that are available today.&nbsp; The review was a follow-up to a set of voluntary "best practices" guidelines that the CFA created last...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[The Consumer Federation of America recently released a report&nbsp;that reviewed 20 of the major identity theft protection services that are available today.&nbsp; The review was a follow-up to a set of voluntary "best practices" guidelines that the CFA created last...]]>
       
    </content>
</entry>

<entry>
    <title>Key Features of a Good Spyware Removal Program</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/key-features-of-a-good-spyware-removal-program-1.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1014</id>

    <published>2012-04-28T22:48:44Z</published>
    <updated>2012-04-28T23:07:06Z</updated>

    <summary><![CDATA[&nbsp;If you're a regular surfer of the web, chances are you've come across a very annoying (and potentially dangerous) thing called spyware.&nbsp; Spyware, a cousin of viruses, worms, Trojan horses, and other malware, is a type of malicious code that...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Smartphone Security" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[&nbsp;If you're a regular surfer of the web, chances are you've come across a very annoying (and potentially dangerous) thing called spyware.&nbsp; Spyware, a cousin of viruses, worms, Trojan horses, and other malware, is a type of malicious code that...]]>
       
    </content>
</entry>

<entry>
    <title>Oops! $10 Million Reasons Debt Collectors Shouldn&apos;t Break Laws</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/debt-collector-hit-with-10-million-judgment.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1013</id>

    <published>2012-04-26T14:37:56Z</published>
    <updated>2012-04-28T01:53:32Z</updated>

    <summary><![CDATA[Never underestimate the depths to which some debt collectors&nbsp;will sink when it comes to finding new ways to collect on a&nbsp;debt --whether it's owed or not. They will harrass,&nbsp;intimidate and levy threats all in an attempt to&nbsp;instill enough fear in...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Debt Collection Issues" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Lawsuits/laws" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[Never underestimate the depths to which some debt collectors&nbsp;will sink when it comes to finding new ways to collect on a&nbsp;debt --whether it's owed or not. They will harrass,&nbsp;intimidate and levy threats all in an attempt to&nbsp;instill enough fear in...]]>
       
    </content>
</entry>

<entry>
    <title>New Smartphone Malware Underscores Importance of Mobile Security</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/new-smartphone-malware-underscores-importance-of-mobile-security.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1012</id>

    <published>2012-04-24T20:08:03Z</published>
    <updated>2012-04-24T20:20:50Z</updated>

    <summary><![CDATA[Instagram has made a lot of headlines lately, mostly in regard to Facebook's purchase of the company for a reported $1 billion.&nbsp; What has gotten considerably less coverage, however, is the fact that cybercriminals&nbsp;have started using the Instagram name to...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Data Breaches" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Smartphone Security" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[Instagram has made a lot of headlines lately, mostly in regard to Facebook's purchase of the company for a reported $1 billion.&nbsp; What has gotten considerably less coverage, however, is the fact that cybercriminals&nbsp;have started using the Instagram name to...]]>
       
    </content>
</entry>

<entry>
    <title>Census Data Released | A Gift to Identity Thieves, Cyber Scammers?</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/census-data-released.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1011</id>

    <published>2012-04-17T15:59:45Z</published>
    <updated>2012-04-17T16:19:23Z</updated>

    <summary><![CDATA[If you haven't heard, the National Archives recently released the full record of the 1940 US Census.&nbsp; The release was so popular that the 1940 Census page set up by the Archives received 22.5 million hits within three hours of...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Data Breaches" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[If you haven't heard, the National Archives recently released the full record of the 1940 US Census.&nbsp; The release was so popular that the 1940 Census page set up by the Archives received 22.5 million hits within three hours of...]]>
       
    </content>
</entry>

<entry>
    <title>New Facebook Threat</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/new-facebook-threat.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1010</id>

    <published>2012-04-07T15:46:57Z</published>
    <updated>2012-04-07T15:56:39Z</updated>

    <summary><![CDATA[Love it or hate it, Facebook has become a major part of life for many.&nbsp; Unfortunately, whenever anything becomes as popular as Facebook is there are always going to be new scams and identity theft tactics developed to take advantage...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[Love it or hate it, Facebook has become a major part of life for many.&nbsp; Unfortunately, whenever anything becomes as popular as Facebook is there are always going to be new scams and identity theft tactics developed to take advantage...]]>
       
    </content>
</entry>

<entry>
    <title>Financial Predators and your Children</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/04/financial-predators-and-your-children.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1009</id>

    <published>2012-04-04T14:23:06Z</published>
    <updated>2012-04-04T14:25:59Z</updated>

    <summary>Children face many dangers when surfing the internet. Most parental concerns center on the child&apos;s physical safety. Of course that is the number one concern, but parents should also take care to speak with their children about the financial dangers...</summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Children Money Management" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Kids and identity theft" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        Children face many dangers when surfing the internet. Most parental concerns center on the child&apos;s physical safety. Of course that is the number one concern, but parents should also take care to speak with their children about the financial dangers...
       
    </content>
</entry>

<entry>
    <title>A Personal Experience: Seniors Find it Difficult to Report Fraud</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/a-personal-experience-seniors-find-it-difficult-to-report-fraud.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1008</id>

    <published>2012-03-29T01:38:44Z</published>
    <updated>2012-03-29T16:03:00Z</updated>

    <summary><![CDATA[I often try to draw attention to real stories of fraud and identity theft whenever I can.&nbsp;I think that it helps to drive home the point that financial harm, fraud and identity theft&nbsp;can happen to anyone.&nbsp;By sharing our personal stories,&nbsp;we&nbsp;expose...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Credit Reporting Issues" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Scams/Hoaxes" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[I often try to draw attention to real stories of fraud and identity theft whenever I can.&nbsp;I think that it helps to drive home the point that financial harm, fraud and identity theft&nbsp;can happen to anyone.&nbsp;By sharing our personal stories,&nbsp;we&nbsp;expose...]]>
       
    </content>
</entry>

<entry>
    <title>Report Reveals Experiences of ID Theft Victims</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/report-reveals-experiences-of-identity-theft-victims.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1007</id>

    <published>2012-03-26T21:07:28Z</published>
    <updated>2012-03-26T22:03:49Z</updated>

    <summary>The Federal Trade Commission issued a staff report summarizing the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit...</summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Credit Reporting Issues" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        The Federal Trade Commission issued a staff report summarizing the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit...
       
    </content>
</entry>

<entry>
    <title>March Madness 2012: New Types of Malware &amp; Scams</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/march-madness-2012-new-types-of-malware-scams.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1006</id>

    <published>2012-03-23T15:24:50Z</published>
    <updated>2012-03-23T15:26:02Z</updated>

    <summary><![CDATA[It's March Madness time, and that means that everybody's making brackets.&nbsp; The folks over at GCN.com are deep into an event they're calling "Malware Madness 2012", ranking the vilest and most malicious malware programs of all time.&nbsp; While the voting...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Scams/Hoaxes" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[It's March Madness time, and that means that everybody's making brackets.&nbsp; The folks over at GCN.com are deep into an event they're calling "Malware Madness 2012", ranking the vilest and most malicious malware programs of all time.&nbsp; While the voting...]]>
       
    </content>
</entry>

<entry>
    <title>Surprise! Virus Spreads Through Kids Online Games</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/surprise-virus-spreads-through-kids-online-games.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1005</id>

    <published>2012-03-21T15:55:05Z</published>
    <updated>2012-03-21T16:18:57Z</updated>

    <summary><![CDATA[As&nbsp;hackers and&nbsp;technology get more advanced, we have to be even more vigilant. In an age of ever-advancing technologies, it's even more important to be informed of today's cyber related threats.&nbsp;If you think you&nbsp;know just&nbsp;how important it is to keep an...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Data Breaches" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Kids and identity theft" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Smartphone Security" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[As&nbsp;hackers and&nbsp;technology get more advanced, we have to be even more vigilant. In an age of ever-advancing technologies, it's even more important to be informed of today's cyber related threats.&nbsp;If you think you&nbsp;know just&nbsp;how important it is to keep an...]]>
       
    </content>
</entry>

<entry>
    <title>Has Your Twitter Account Been Hacked? Here&apos;s How to Fix it. </title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/has-your-twitter-account-been-hacked-heres-how-to-fix-it.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1004</id>

    <published>2012-03-18T23:02:45Z</published>
    <updated>2012-03-18T23:39:12Z</updated>

    <summary>Have you noticed unexpected Tweets by your account? Have you seen unintended DM&apos;s (direct messages) sent from your account? Maybe you observed other account behaviors you didn&apos;t make or approve (like following, unfollowing, or blocking). If so, your Twitter account...</summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Identity Theft Prevention" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Scams/Hoaxes" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        Have you noticed unexpected Tweets by your account? Have you seen unintended DM&apos;s (direct messages) sent from your account? Maybe you observed other account behaviors you didn&apos;t make or approve (like following, unfollowing, or blocking). If so, your Twitter account...
       
    </content>
</entry>

<entry>
    <title>Mobile App Scam Spreads Malware Via Facebook</title>
    <link rel="alternate" type="text/html" href="http://www.givemebackmycredit.com/blog/2012/03/mobile-app-scam-spreads-malware-via-facebook.html" />
    <id>tag:www.givemebackmycredit.com,2012://1.1003</id>

    <published>2012-03-15T14:30:15Z</published>
    <updated>2012-03-15T14:33:10Z</updated>

    <summary><![CDATA[To fight the threat of malware-infected apps being loaded onto Android phones and other devices, Google recently added a security scanner known as "Bouncer" to the Android marketplace.&nbsp; The scanner begins analyzing new apps as soon as they are uploaded,...]]></summary>
    <author>
        <name>Denise Richardson</name>
        <uri>http://profiles.google.com/DrichardsonAdvocate/?rel=author</uri>
    </author>
    
        <category term="Computer/Wireless Safety" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Cyber Security" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Scams/Hoaxes" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Smartphone Security" scheme="http://www.sixapart.com/ns/types#category" />
    
    
    <content type="html" xml:lang="en-US" xml:base="http://www.givemebackmycredit.com/">
        <![CDATA[To fight the threat of malware-infected apps being loaded onto Android phones and other devices, Google recently added a security scanner known as "Bouncer" to the Android marketplace.&nbsp; The scanner begins analyzing new apps as soon as they are uploaded,...]]>
       
    </content>
</entry>

</feed>

