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A new bill making its way through the House of Representatives is aimed at keeping our children safe online and stopping internet predators. While these goals are admirable, the way that the bill goes about accomplishing them not only strips...
Let's face it; establishing a fair foreclosure act--sounds good right? It should be. But things are not always as they appear to be. The proposed Florida Fair Foreclosure Act of 2012 is anything but fair. In 2010, some of our...
Everything's going digital these days.  Cornell Labs has even built a machine that "prints" food based on digital designs.  While I'll admit that it's cool to see little space shuttles made out of scallops, there are some things that we...
It's counter-intuitive to raise interest rates and slather even more debt onto troubled borrowers, but that's exactly what lenders often do. They're in business to make money, not to make sense. We don't get to make up the rules of...
Tucked in the fine print of health insurance, cell phone, car rental, credit card, nursing home, employment, construction, and even home repair contracts, to name a few, are forced arbitration clauses. If you don't know what forced arbitration is, it's...
If you were born in the U.S., then you have one number that tells the story of your life.  No matter what year you were born in, where you live, how much you make, or what you do for a...
If you are not a resident of Minnesota, then you may not be aware of MN HF 0343, a bill introduced in February 2011.  In its simplest description, this bill helps protect Minnesotans against scam and fraud, by forcing accountability...
In an economy based on credit ratings and scores, a financial bureau designed to protect consumers would seem like a no-brainer.  And, if you were asked what you wanted in this bureau, you would probably note a few key ideas...
I read about the Colorado Supreme Court's latest decision to reverse a conviction for "criminal impersonation" with a shiver of dread. The signal sends a disturbing message to identity thieves and their victims.  The case--in which a Colorado man, Felix...
Don't believe me? Investigate it for yourself. Read up on these well-documented claims of mortgage servicing abuse and fraud. See: The New "F-Word" in Foreclosures -- "Fraud" While you're at it, please tell President Obama NOT to sign the...

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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »