Recently in Credit Reporting Issues Category

Erica Possin deserves a parade, or at least a round of applause. Erica, a college student, is standing up to the mammoth credit bureau Experian as the lead plaintiff in a class action lawsuit filed against FreeCreditReport.com (a/k/a Experian).  The...
This scenario reads like a fairy tale, only without the happy ending. Once upon a time, consumers could correct flawed credit reports by challenging incorrect information, thereby ensuring themselves better interest rates when obtaining new credit or a quickly approved...
Free credit reports -where? When was the last time you saw a television commercial or a public service announcement advising you how to get copies of your free credit reports? And I don't mean those non-stop catchy rhyming jingles singing...
There are a lot of common misconceptions surrounding the credit repair process. Apprehension about making the wrong moves when it comes to trying to raise our credit scores or fix negative credit reports often cause many to take no action...
Another day brings news of yet another fed up consumer who filed suit against a credit bureau for failing to correct errors in their credit reports. The Atlanta Journal-Constitution has a great article detailing the frustrations of a woman forced...
A consumer notified me of a press release they stumbled across yesterday entitled "NationalCreditReport.com Addresses The Common Question, "How Do I Avoid Identity Theft?"   I followed the provided links directly to the site and when the page opened -I felt...
Experian one of the big 3 credit reporting bureaus today released a press release pointing out  "a study" they did "finds a significant relationship between high credit scores and propensity for identity fraud victimization."They further note in the release that...
This week, in a decision that has left consumer advocates, privacy experts and even competing identity theft companies scratching their heads, the U.S. District Court for the Central District of California granted Experian's motion for partial summary judgment on its...
As is often the norm, when laws are passed they often include amendments and provisions that can if not looking for -go overlooked. That's also the case with the recent credit card reform -CARD ACT, bill signed by President Obama...
What if The Big Three had to compete for our business just as other companies do? What if we could choose which of the three we preferred to disseminate and profit from our information? Would there be better customer service,...

More in Credit Reporting Issues

A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »