Sadly I've grown accustomed to reading headlines about innocent families, including our military families, fighting to save their home from a wrongful foreclosure. I've grown incensed that I continue to get emails from consumers whose stories are so similar that...
Recently in Credit Reporting Issues Category
Any time the consumer is denied credit or not offered the best rate, as of July 21st, lenders are required to send consumers a free copy of the credit score and/or report used to make their decision. The new law...
In today's credit based economy, a bad credit report can make or break a consumer. And many times it is up to the consumer to fight, fight and then often, fight some more, in order to keep negative, false information...
Filing a complaint with a credit bureau can be a grueling process. It seems to take forever for the complaint to be processed, and once the processing is complete the claim still has to be investigated. There's no guarantee that...
When I saw a headline today claiming credit reports can protect you from identity theft, I immediately knew I wasn't going to agree with that article. No surprise -I didn't. I just know that some well-meaning consumer is going to...
If you applied for a Home Equity Loan or mortgage from Bank of America between May 28th 2006 and July 11, 2009, you may be entitled to money from a class action settlement. A settlement has been proposed in a...
Debt management services are often a last stop before bankruptcy. On the surface, using one of these services can look like a pretty good deal. They typically promise to help you set up a budget and create a lump-sum monthly...
Sometimes the good guy wins! While I would ordinarily agree, "nice guys finish last," I am pleased to report that, in this case, it is the bad guys who are retreating to a corner and licking their wounds. In a...
Last week's blog highlighted key info on how to properly correct and dispute credit reporting errors and brought in a number of consumer emails. Frustrated consumers who find themselves in longtime battles with at least one, if not all, of...
For years consumers have been reporting enormous headaches and financial losses caused by either fraudulent or inaccurate data contaminating their credit reports. Their biggest complaint; getting the credit reporting agencies to correct it! Getting at least one, if not all...
More in Credit Reporting Issues
- Experian Faces Class Action Lawsuit over FreeCreditReport.com Ads
- Think Fixing Flawed Credit Reports Leads to Lower Interest Rates? Think Again!
- Confused over where to get those free credit reports? The FTC wants to hear from you
- Credit Repair Myths Busted
- Why is it necessary to Sue the Credit Bureaus to get them to Correct Credit Report Errors?
- The Common Question; "How do I get a copy of my (really) free credit report?
- Experian Notes a Connection Between High Credit Scores and Identity Fraud
- Identity Theft; What's the real problem and who really cares?
- New Credit CARD Act Reforms also Sets New Rules in place for those "Not-Really" Free Credit Report Ads too...
- If one in four credit reports have errors, are Credit Bureau Reforms Long Overdue?
- FTC Spoofs Free Credit Report Commercials
- Troops often Forced to Fight on two Battlefields; Home and Away; Is this the American Way?
- What Happens when F.R.E.E. doesn't Really Mean Free...
- Why Can't the Credit Bureaus get it Right?
- Where to get those Free Credit Reports...and do you know what "lies" within them?
- Federal Lawsuit; Id Theft Victim Claims "Negligent Issuance of Credit" root cause of Identity Theft Epidemic...and Current Financial Meltdown
- Review Credit Reports Before Filing Taxes; Identity Theft can Cause you IRS Problems
- LifeLock and TransUnion Make a Deal; Agree to Simplify Setting Fraud Alerts...
- Equifax Credit Reporting Agency Settles with State of Indiana for $65,000.
- Identity Theft Victim Claims Credit Card Companies Accomplices in Millions of Identity Theft Cases
- Keeping your Credit Clean is Critical in Today's Economy
- Court Ruling; Credit Reporting Bureaus Must Revamp their Systems -and Remove Old Debts...
- Credit Reporting Agencies procedures to be given a long overdue look...
- Complaints about credit bureau errors; costly, frustrating and endless!
- Credit Reports are Free Annually...Don't get tricked into paying for them!
- Are you one of the tens of millions to be notified your information is in the hands of thieves? Do you have a plan of action?
- Elizabeth Warren on NPR's "Fresh Air" Discussing the Credit Reporting Industry
- Creditors May Face Significant Regulatory Changes by Next Year!
- "Free" Credit Report Sites: Worth the Real Costs?
- TransUnion's Settlement: Free Credit Monitoring & Credit Score...How Good is it?
- Creditors can check your "Work Number"
- FCRA Expert Robert Sola Interview: A Revealing Look at Why Consumers Sue the Credit Bureaus
- A Revealing Look at Why Consumers Sue the Credit Bureaus
- More of Your Privacy For Sale...
- Issues In The SpotLight: Identity Theft, Data Loss, Credit Reporting and more...
- If F-R-E-E Spells 'Free" Why Does it Cost Money to Get That "Free" Credit Report?
- Who REALLY profits from identity theft?
- Credit Bureau TransUnion Agrees to Policy Changes
- Will the new FICO 08 credit scoring model have an effect on you?
- Paying your bills on time? A Monthly Statement & Your Credit Report May Say Otherwise...
- Credit Monitoring...a little too little, a little too late?
- What Happens when the Numbers lie? Do you know what lies within your credit score?
- Appeals Court Opinion: Sloan vs. Equifax - identity-theft lawsuit
- FTC under fire as credit bureaus sell consumers' data
- Jury awards Florida woman multi-million dollar verdict against Equifax
- Students Beware! Identity thieves are studying you!
- The Top 5 Tips for Protecting your Credit Identity...
- Take the time to protect your credit -and your home!
- Credit monitoring services...free for "certain" people!
- Hearings held on credit report inaccuracies...
- The Top 10 Things You Will Never Hear From The Big 3 Credit Bureaus...
- Junk Mail 101 -observations from an insider
- Just another slap on the wrist for Experian...
- Maxed Out: "A Horror Movie for Our Times"
- Free Credit Reports? -What you need to know!
- Rep. Frank is stepping up to the plate for Team Consumer!
- Credit Problems Don't Have to Be a Dirty Little Secret
- WARNING: Defective product on the market... YOU!
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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