What if you could cut your credit card interest rate -without your bank's approval?

You can. If you're like thousands of Americans, you have credit card debt. In this economy, making that credit card payment every month--even just paying the minimum--can be difficult, especially since, odds are, you're paying a pretty high rate of interest, too.

But what if you didn't go to a bank?

See: Stick it to the Credit Card Companies. Here's How!