February 2011 Archives

Redi, Set, Get Scammed!

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According to infomercials for the Xpress Redi Set Go small cooking appliance their product will save you time, money and even calories. They claim it's a  pizza maker, sandwich maker and meat cooker that can turn any dull leftover into...
Facebook is updating their security features in hopes of making it more difficult for hackers out to hijack your account. My friend and privacy expert, Jim Malmberg, Executive Director of ACCESS, offers tips on how to take advantage of...
Are you waiting on your tax refund? Anxious to use that money to reduce your credit card debt? Are you planning on using it for a vacation or perhaps a new computer? Terri Bryan had similar hopes. She was planning...
Debt collectors commonly use auto-dialing or pre-recorded messages when they initially contact people. However, if these calls are made to your cell phone, the collector has likely violated the Telephone Consumer Protection Act (TCPA). If you gave permission to a...
In January I published a story about homeowners Kendra and Todd Parker, an Arkansas couple who found themselves in battle to save their home, reclaim their credit rating and prove they never missed a mortgage payment. (See earlier blog; Dear...
Anyone who has experienced credit card fraud knows that it is never an easy fix.  I've been through it.  It is time-consuming to have to call the bank and prove that you did not actually spend those thousands of charges...
Fact is, at first glance, yes, the headline was partly true: identity theft did decrease last year. In its eighth annual survey of consumers, Javelin Research found that the number of ID theft victims fell from an estimated 11 million...
Richard Zombeck, Huffington Post blogger and founder of ShametheBanks.org was featured in an article in the Boston Globe on Friday.  Unfortunately, people still love to fault the homeowner. If you've been through HAMP hell, suffered your own loan modification runaround,...
Bank of America has settled a class-action lawsuit over the bank's overdraft fee practices. The bank agreed to pay $410 million to settle charges "alleging deceptive practices in the management of customer accounts that led to excessive fees for overdrafts,"...
If you applied for a Home Equity Loan or mortgage from Bank of America between May 28th 2006 and July 11, 2009, you may be entitled to money from a class action settlement. A settlement has been proposed in a...
Recently I blogged about the thousands of military families who have been overcharged for their mortgages by JP Morgan Chase bank.  Not only were these families made to pay too much, the inflated bills have ruined their credit and contributed...
Crime Shouldn't Pay is a campaign to ensure that as our nation's 50 state Attorneys General, who are currently investigating this foreclosure scandal, stand up for everyday people and hold banks fully accountable for the crisis they have created in...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »