Scam Alerts: FBI and FDIC warn public not to fall for latest phishing scams

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A Phishing email is designed to appear both urgent and legitimate. It may appear to come from your bank, credit card company, cell phone provider, or as in many cases -various government agencies. The spammers will often encourage you to click on an embedded link or call a specific phone number. Don't do it. These are hooks aimed at prompting you do follow their lead and once you do they can then get you to divulge personal information such as your Social Security Number, bank account information or even download malicious spyware on your computer. 
 
The latest phishing scams are using names of high-ranking FBI executives and names of various government agencies.

This week the FBI and the FDIC have both issued warnings that any email received appearing to come from their offices are scams.

Don't fall for these scams;

FBI was "Department of Homeland Security and the FBI were informed";

The Department of Homeland Security and the FBI were informed you (the e-mail recipient) is allegedly involved in money laundering and terrorist-related activities. To avoid legal prosecution, you (the recipient) must obtain a certificate from the Economic Financial Crimes Commission (EFCC) Chairman at a cost of $370. The spam provides the name of the EFCC Chairman and an e-mail address from which the recipient can obtain the required certificate.

FDIC "check you Bank Deposit Insurance..." scam

The subject line of the email reflects a statement that would grab your attention. It states: "check your Bank Deposit Insurance Coverage."

The email states:

 "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The email then urges its recipients to "visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage," -an embedded link is provided.

The provided link is believed to contain a malicious computer code code that when clicked on will infect your computer. Do not respond -or click on the links.

Depositors can go directly to the FDIC's website at www.fdic.gov to learn what banks have recently failed.The FDIC talks to consumers about deposit insurance and assures the public their money is safe and further details the state of the FDIC in this below video.

These phishing scams, like many others, are designed to capitalize on events in the news -and your fears. Government agencies do not send unsolicited e-mails of this nature. Government agencies use the legal process to contact you and they will not send threatening emails to consumers demanding payments for Internet crimes or urge you to click on embedded links.

If you have been a victim of Internet crime, please file a complaint at www.IC3.gov

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