November 2008 Archives

Though identity theft happens throughout the year, the holiday season is the busiest time of year for thieves! The truth is, thieves would much rather steal an individual's reputation than cash stored in a wallet. Your personal identifying information is...
Thieves are systematically pilfering sensitive personal data from companies, government agencies, colleges and hospitals like never before. More than 162 million records have been reported lost or stolen in 2007, triple the 49.7 million that went missing in 2006. And...
Though the particular stories noted below are about NJ and Colorado, these schemes are designed to steal your identities and money, and they are occurring world-wide. As we are busy during the holiday season, it's also a particularly busy time...
Police are investigating the theft of two laptop computers containing the names and Social Security numbers of more than 1,300 people formerly employed by the Maryland Department of the Environment.The laptops were reported stolen from the state office building at...
What if you were a retailer and had a sale, but nobody purchased anything from you? That's the very real scenario facing retailers this holiday season and it could lead to many retailers going out of business after the season...
Payday Lending (sometimes called cash advance): is the practice of using a post-dated check or electronic checking account information as collateral for a short-term loan. To qualify, borrowers need only personal identification, a checking account, and an income from a...
The Friday following Thanksgiving is a unique day American shoppers anticipate for weeks -- practically another holiday itself -- but Black Friday is also the most ideal time for an identity thief to target unsuspecting victims. According to the Federal...
According to the FBI, identity theft affects about ten million Americans each year, costing individuals and businesses $52 billion. It often appears as though companies are reactive when a data loss occurs, as opposed to being proactive and making it...
With the holiday season upon us, it's time to reiterate the importance of safeguarding your data and being alert to the dangers of criminal activity.  Criminals want to infiltrate businesses one way or another and sometimes that means recruiting employees...
The University of Florida if notifying 330,000 dental school patients of a recently discovered data breach. The university learned that malware found on their server compromised names, Social Security numbers and other personal information. In addition to the 330,000 people...
Authorities have broken an identification theft ring that took in more than $1 million using information from 8,000 sailors and reservists at two Texas military bases.The ring busted by Dallas police, included a former U.S. Navy petty officer who had...
Image via WikipediaCitigroup announced that it would halt all foreclosure activities as it attempts to contact nearly 500,000 homeowners to rework their loans. The plan could lead the bank to renegotiate more than $20 billion in mortgages. The move comes...
Please take a couple of minutes today to remember those who have fought for our freedom and sacrificed so much!Today (and always) I especially remember my grandfather, affectionately called "NONO" (Italian for grandfather) an immigrant from Italy who joined our...
A few of my earlier posts have pointed out the growth of thriving underground chat rooms and forums that are regularly frequented by thieves who buy and sell your your personal information. Your identifying information has a growing market and...
An Arizona state agency reported that a disk containing sensitive and personal information including names, addresses and phone numbers of 40,000 children, was stolen from a commercial storage facility. I think it's vital that the parents of these 40,000 children...
The Better Business Bureau of Northern Indiana has released its latest list of consumer hints and warnings. Though the BBB has offered these warnings for Indiana residents, it's important to note that these types of practices and complaints often take...
Has your machine been slow to respond lately?  I don't mean on start-up, we all know that this is an indication that you've collected to many SpyWare programs.  I am referring to when you are surfing the Web with your...
Though identity theft happens throughout the year, the holiday season is the busiest time of year for thieves!Personal information has become the currency of choice for criminals. Thieves would much rather steal an individual's reputation than what is in his...
Data thieves are blackmailing a U.S. prescription drug management company threatening to release millions of patient records held by the company unless they pay up. Is extorting money for data -the sign of things to come in this down economy?...
Recently there has been a rash of phishing emails purporting to be from various credit unions. Here's one I received yesterday...though informed consumers won't fall for this scam -unfortunately many will unless they are aware of these types of scams....
Over the last year, many of the reported data breaches have occurred through the theft of laptops. In fact, various manufacturers of GPS tracking software for laptops point to research gathered from the FBI and large laptop insurers that claim...
Americas Watchdogs and its National Mortgage Complaint Center wants to hear from mortgage servicing employees about homeowner payment abuse. According to Americas Watchdogs and the National Mortgage Complaint Center, "it's not a question of if U.S. banks and mortgage servicing...
We've all seen the TV and radio ads that promise for a price, they will work to clean up your credit reports for you. Many ads falsely claim they can work magic and accomplish what you can not...remove accurate negative...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »