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When I heard the news that the Federal Trade Commission was going to begin regulating the way identity theft prevention is advertised, my mind flashed on all the deceptive advertising about free-but-not-so-free credit reports and I was hopeful.  I actually...

The Home Run

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In a world where people don't always play fair -this short film reminds just us how good it feels when we watch people who do.  Maybe it will inspire others to do the same.  This is a true story that...
These days the phrase "home robbery" is synonymous with stolen homes and mortgage nightmares.  It used to mean that belongings had been stolen out of your home, but nowadays when we hear "home robbery," more and more homeowners say it...
Harvard Law Professor and Chairman of the TARP Oversight Committee, Elizabeth Warren made another appearance on The Daily Show last night. When sharing her knowledgeable viewpoint on CEO's, banks and people in power she declared, "They get it. And they...
With the beginning of a new decade, the 2010 census is in place to gather information for the Census Bureau regarding housing, economic, and demographic information. This data is used to determine the number of Congressional representatives each state gets...
There is a cold chill running throughout this country -and it's not necessarily all about mother nature. Though most of us will soon begin to thaw-out from this latest arctic blast, there seems to be deep freeze surrounding Wall Street...
Loan servicers act as middlemen between borrowers making mortgage payments and investors who own their loans.  It's the loan servicing company that is responsible for  managing the loan. Though they play a crucial role in the subprime mortgage mess, they...
Jackie Ramos, a former "top performer" customer service employee a/k/a collections employee, at Bank of America (BofA), recently posted a video YouTube rant in which she describes how trying to help consumers got her fired. She explains that as an...
A New York Judge sent a strong message to a California bank -enough is enough. When the Judge became annoyed and obviously frustrated by the bank's continual refusal to work out a loan modification with the distressed homeowners, he had...
Bernie Madoff is not the only one trying to lure potential investors into risky investments, which might seem lucrative but are questionable. Seniors living in affluent areas need to be especially cautious, as they are often the target of schemes...

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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »